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A house inspector conducts a thorough evaluation of the house's major systems and structure. Whereas the appraiser is typically working for the bank, the house inspector is working for you. The house inspector identifies items that need replacement or repair prior to closing, which can save you thousands of dollars.

A house appraisal is an independent evaluation of the current market value of a house or property so that a lender may determine how much it can loan to the buyer. The appraiser looks at similar properties in the area and the prices at which they were sold to set the value of the house.

 

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